After you make the important decision to attend an addiction rehab program, one of the first questions you’ll undoubtedly have is how to pay for it. Thankfully, many addiction treatment services are covered by medical insurance. If you want to get clean and sober, Gateway Foundation in Gurnee, IL, can help. Read on to find out more about insurance coverage options.
Most major health insurances have a network. This is a group of healthcare providers, including physicians, hospitals and even addiction treatment centers, specifically covered by your insurance.
If the rehab center you select is in-network, coverage is generally easier to organize. However, even if the treatment you want is out-of-network, that doesn’t mean it won’t be covered. You may merely need to show how valuable this service is to your overall health.
Some insurance providers require you to pay a deductible before you can submit a claim. This is a predetermined cost that you pay out of pocket before your health insurance covers the remaining fees. While many policies include deductibles, some do not.
It’s best to check with your health insurance provider ahead of time so that you know exactly how much you will be responsible for. Some deductibles for rehab and addiction treatment are a few hundred dollars. For others, this fee could be in the thousands. Knowing your deductible ensures you won’t be surprised when you’re ready to get treatment.
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