Are you considering entering rehab for addiction recovery? Many people hesitate before joining a rehab program due to concerns over how they will pay for treatment. Fortunately, rehab is typically covered by your health insurance policy. At Gateway Foundation in Bloomington, IL, you may be able to pay for rehab with your health insurance. Below, we cover a list of insurance providers who consider us an in-network or preferred provider, along with other payment options you can use.
Your costs for rehab may be impacted by whether the facility you have chosen is in- or out-of-network. If the rehab provider is in-network, payments will generally be coordinated between your health insurance provider and the rehab center. Fortunately, you may still be able to receive some coverage if the rehab facility is out-of-network. Outpatient rehab will also generally cost less than inpatient, and luxury rehab will be the most costly.
Even with insurance coverage, you may still need to pay a deductible — a predetermined cost you must cover before your insurance provider will pay for the remaining expenses. Before entering rehab, determine whether you must pay a deductible by reviewing your health insurance policy.
In many cases, insurance does cover rehab in Bloomington, Illinois. In the U.S., health insurance providers are required to provide coverage for a form of addiction treatment. As addiction generally involves a substance misuse disorder, treatment for it is considered part of an individual’s health. However, because there are so many types of health insurance available, a provider may have limitations on coverage.
Typically, you can assume you have some type of rehab insurance coverage if you have health insurance. Before you enter rehab, you should understand exactly what your policy covers.
Our staff can help you verify your coverage and understand your costs for rehab.
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